Privacy Policy
Your privacy is of the upmost importance to us.
Purpose of this Policy
We have developed this policy to ensure transparency for how your data will be stored, processed and transferred whenever you browse our website, use our contact form and / or submit an application for insurance.
How do we store, process and transfer your information
We have summarised the reasons for collecting your data whilst using this website below.
Reasons for collecting data
Applying for insurance Quotations
The information you provide to us when applying for insurance will be used to provide you with your quotation based upon your cicrumstances.
Legal basis for collecting
Consent - you have given clear consent for us to process your personal data for a specific purpose.
Accepted Insurance Applications
The information you provide to us when applying for insurance application will be used to provide the insurance services you have requested.
Legal basis for collecting
Contractual - the processing is necessary for us to provide services required to fulfil the requirements of the insurance contract.
Submissions through our contact form
The information you submit to us via the online contact form will be used only to provide support and a response to you.
Legal Basis for collecting this information
Consent - you have given clear consent for us to process your personal data for a specific purpose.
As required by us to conduct our business and pursue our legitimate interests
We may use your email address to send you reminders or notifications regarding uncompleted quotes, These emails are designed to assist you in completing your purchase, providing you with the opportunity to review and possibly purchase an insurance policy. Our intent is solely to enhance your shopping experience and ensure that you don't miss out on and / or can let us know about any issues you may have had. Rest assured, your email address will only be used for this specific purpose, and we will not share your information with third parties for marketing purposes without your explicit consent. If, at any time, you wish to opt-out of receiving such emails, you can easily do so by following the instructions provided in the emails.
Legal Basis for collecting this information
Consent - you have given clear consent for us to process your personal data for a specific purpose.
For analytics provided by Google
Please refer to Google's Privacy Policy.
Legal Basis for collecting this information
Legitimate Interest - The processing is necessary for our legitimate interests, namely analytics which help us improve the experience we provide to our users.
Cookies
Please refer to our Cookie Policy.
Legal Basis for collecting this information
Legitimate Interest - The processing is necessary for our legitimate interests, namely providing security and functionality which helps us maintain the security our website and provide features that improve the experience to our users.
Your rights
You have the right to ask Specialty Risks Limited to see a copy of the personal information we hold about you, to have your data deleted (subject to certain exemptions), to have any inaccurate or misleading data corrected or deleted, to restrict the processing of your data, to ask us to provide a copy of your data to any controller and to lodge a complaint with the local data protection authority.
Retention
Your data will not be retained for longer than is necessary and will be managed in accordance with Specialty Risks Limited’s data retention policies. In most cases the retention period will be for a period of seven (7) years following the expiry of the insurance contract, or our business relationship with you, unless we are required to retain the data for a longer period due to business, legal or regulatory requirements.
If You have any questions concerning our use of your personal data, please contact the Data Protection Officer by email: admin@specialty-risks.com
Changes to how we use your information
This policy may change from time to time and you should review it regularly.
Version Number: 1.0
Valid From: 2nd May 2023